As of the 24th January 2022, Pepper Money completed its integration with Optimum Credit, expanding its operations to offer Second Charge mortgage products under the Pepper Money brand.

Part of the global Pepper Group, Pepper Money is an award-winning UK-based specialist lender who takes a human approach to underwriting. Our customers range from; first-time buyers, buy-to-let investors, those looking to remortgage, or those looking to borrow additional funds secured against their existing property.

All of their mortgages are available via Specialist Hub.